Family · Values
Family Financial Values Worksheet
Money fights are rarely about money
Money conflicts in families are almost never about money. They're about safety, control, fairness, and inherited scripts. This sheet surfaces the scripts before the next budget conversation.
Money scripts I inherited
Examples: money is scarce, spending is disloyal, saving means safety, debt is shameful, generosity is love, wealth is corrupting.
Where partners' or family members' scripts collide
Topic
My script
Their script
Values-based agreements we're making
What money is for in this family — in one sentence
Values before spreadsheets
Budgets built on shared values hold. Budgets built to end an argument don't.