CBT · Cognitive

Cost-Benefit Analysis

The 2x2 for a thought, habit, or belief that won't budge

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For the thought, behavior, or pattern that won't budge. Sometimes the brain keeps a habit because it works — just not for the reasons we'd choose. Make the full ledger visible and the choice gets clearer.

The thought, belief, or behavior

Pros of keeping it the same

What you'd lose if it changed — even hidden payoffs.

Cons of keeping it the same

What it's costing you to stay where you are.

Pros of changing

What opens up if this shifts.

Cons of changing

What's hard, scary, or uncertain about change.

What does the ledger say?

Not just a tally — what would the wisest version of you decide?

Option One

Get the Cost-Benefit Analysis

Print-ready PDF. Instant download — no account needed. We email you a copy too.

Option Two

Or send it to your client

Every worksheet, plus 80 interactive tools your client opens on their phone. No app. No login.

Their response lands in your dashboard
Unlimited worksheet downloads

Start 7-day trial

$20/mo after · cancel in one click

Same clinical territory — free to view, print, or send to a client.